Tomorrow belongs to those who prepare for it today!
Our goal is to teach economically disadvantaged teens and adults financial literacy along with money management skills applicable to their daily lives; providing them with the tools necessary to secure a successful future.
why is this important?
Financial literacy is the ability to use knowledge and skills to make responsible money management decisions. Gaining these important skills is a lifelong process that begins with something as simple as putting a few pennies in a piggy bank and in-time evolves into managing bank accounts, balancing checkbooks and controlling credit usage.
Despite the importance of money management skills, financial literacy is not a requirement in the education system. That leaves it up to parents and family members to teach the next generation the importance of money management. The problem is most adults lack confidence with their own finances and simply avoid conversations about money.
Every day more people are falling victim to uncontrollable personal debt, empty savings accounts and no retirement plan.
In a recent report published by the Government Accountability Office it states, "By the year 2050 30% of workers are predicted to have $0 saved in a 401(k) account."
But our children can live differently!
Research shows that financial literacy at a young age that teaches practical lessons that can be applied to real-world situations, can completely change the outcome of their future.
The National Financial Educators Council asked 1,101 young adults aged 18-24 “What high school-level course would benefit your life the most?” The majority (51.4%) responded “money management” as the high school-level course they thought would be most beneficial to their personal lives.
Regina Woodard, better known as Regina the Queen of Car Loans, is the founder of Queen's Future Successors. With over 15 years experience in automotive industry, superior knowledge of business, and a strong background in mortgage banking, Regina has over five years experience in special financing. Regina’s passion for helping people will shine through her “straight to the point” style of working with her customers.
Regina Woodard holds an associate degree in liberal arts from Oakland Community College and a bachelor’s degree in sociology from Oakland University. She is a board member of Chamblin House; a volunteer for Pontiac Meals On Wheels and always finds time to give back to the community. She has served on the board of the Boys and Girls Club, as well as, the Metro Chamber of Commerce. In January, 2013, she was named in "Who’s Who Publishing’s Driven III: A Tribute to African-American Achievement in the Automotive Industry" released during the North American International Auto Show in Detroit, MI. Regina is a native of Pontiac, Michigan.
81% of high school students underestimated the amount of time it would take to pay off a credit card
54% of college students have overdrawn their bank account
We are looking for motivated individuals and companies that share our dream of educating tomorrow's leaders on the importance of financial literacy. We would welcome the opportunity to have you share your expertise with out other members. We have various volunteering options available from speaking at conferences, school events and more.
For more information and upcoming opportunities contact Regina Woodard at (248)-431-2955 or click here to contact us via email.